A good taxidermy policy covers the things a regular small-business policy misses, the freezer full of someone else's deer, the freeze-dryer that just stopped working, the customer's lifetime trophy sitting in your back room. Here's what we include and why.
Covers your building (if you own it), your shop tools, freeze-dryers, freezers, tanning equipment, forms, supplies, anything you'd have to write a check to replace if a fire or storm rolled through.
This is the one most shop owners are nervous about. If a customer's mount gets damaged or destroyed while it's in your possession, this is the coverage that responds. Standard business policies usually exclude property in your care, which is why a specialty policy matters.
Hides, ducks, fish, birds, anything perishable. If a freezer goes down from a power outage, equipment breakdown, or contamination and you lose product, spoilage coverage pays for it.
Sometimes called "slip and fall" insurance. Covers claims that come out of normal business operations, a customer trips in the shop, someone gets hurt at a show or at the pickup window.
If a covered loss puts your shop out of commission for a stretch, business income coverage replaces the income you would have made during the restoration period. This is what keeps the bills paid while you're rebuilding.
Most shops are running QuickBooks, customer records, deposit lists. If you get hit with ransomware or a data breach, this covers data restoration, lost income, and even a PR firm if you need one to handle the fallout in your community.
Fill out the quote form (or call/email, whatever's easier). It takes about 10 minutes once we have your shop's basics, square footage, equipment, prior carrier if any. We'll come back with a number and walk you through every line so you know what you're buying.